What should you do after a car accident in New York?
After a crash in New York, check on everyone and call 911 if anyone is hurt. Trade names, insurance and plate numbers. Take photos of the cars, the street and any signs. See a doctor even if you feel okay. Which state's rules apply depends on where the crash happened, not where you live. A free case check organizes what happened, a licensed attorney reviews it, and it does not decide anything.
Order and Access Motor Vehicle Crash (Accident) Reports
Where it applies
New York
What it helps explain
Names the online crash report portal, the NY.gov ID sign in, the search and report fees, the search fields accepted, the short access window after purchase, the MV-198C mail option, and which crashes are not sold online.
States when a driver must file form MV-104, that notifying police is a separate legal obligation, and that the completed form is mailed to the address listed on page two of the form.
New York State Driver's Manual, Chapter 12: If You Are in a Traffic Crash
Where it applies
New York
What it helps explain
Source for the quoted duty a driver owes the DMV, for notifying police when someone is hurt, for where the MV-104 form is available, and for the consequence of not reporting a crash.
Says trooper reports are sent to the DMV electronically, directs requesters to the DMV on form MV-198C, says reports are generally available within about a month, and routes Thruway crashes to the Thruway Authority on form TA-W4310.
Says collisions resulting only in property damage are not required to be reported to the police, that drivers exchange license, insurance and registration information, and that form MV-104 is filed with the DMV.
Request for Copy of Police Accident Report (TA-W4310)
Where it applies
New York
What it helps explain
Official request form for accidents on the Thruway system only. Its footnote lists the roads covered, including I-90 from Albany west to the Pennsylvania border and I-190 connecting Buffalo and Niagara Falls, and it gives the mail address and email for the request.
Order and Access Motor Vehicle Crash (Accident) Reports
New York
Names the online crash report portal, the NY.gov ID sign in, the search and report fees, the search fields accepted, the short access window after purchase, the MV-198C mail option, and which crashes are not sold online.
States when a driver must file form MV-104, that notifying police is a separate legal obligation, and that the completed form is mailed to the address listed on page two of the form.
New York State Driver's Manual, Chapter 12: If You Are in a Traffic Crash
New York
Source for the quoted duty a driver owes the DMV, for notifying police when someone is hurt, for where the MV-104 form is available, and for the consequence of not reporting a crash.
Says trooper reports are sent to the DMV electronically, directs requesters to the DMV on form MV-198C, says reports are generally available within about a month, and routes Thruway crashes to the Thruway Authority on form TA-W4310.
Says collisions resulting only in property damage are not required to be reported to the police, that drivers exchange license, insurance and registration information, and that form MV-104 is filed with the DMV.
Request for Copy of Police Accident Report (TA-W4310)
New York
Official request form for accidents on the Thruway system only. Its footnote lists the roads covered, including I-90 from Albany west to the Pennsylvania border and I-190 connecting Buffalo and Niagara Falls, and it gives the mail address and email for the request.
Live public source; retrieved September 5, 2026
General rules where the crash happened
New York is the place to start.
Because the crash happened in New York, New York traffic and fault rules are the first ones to check. Other state law may also matter depending on where people live, vehicles are registered, policies were issued, employers operate, and companies are based. A lawyer must decide which law controls the particular case.
A secondary state-by-state chart classifies New York as a no-fault jurisdiction. Under that general framework, available benefits in the policy you actually have may cover certain medical expenses without first deciding who caused the crash, and current local law may limit some claims against another driver. The facts, current law, and the policy you actually have determine what applies; an attorney must review them.
A secondary state-by-state chart indicates that New York generally requires uninsured motorist coverage on applicable auto policies, subject to policy type and legal exceptions. That does not confirm that the policy you actually have includes the coverage or that it will pay a particular loss. Check that policy and its declarations page for uninsured motorist or UM; application and payment depend on its terms and the facts.
Other states can matter too, depending on where the people live, where the vehicles are registered, where the policies were issued and which companies were involved. A lawyer decides which law applies to your facts.
Police crash reports in New York are filed with the state DMV. You can search for and buy a copy online, or ask for one by mail. Here is how it works.
01
Gather what you need before you search
Have the crash date, the county, and any DMV case number or local police code. A plate number, a VIN, or a driver license number also works. The DMV search asks for at least one of these before it can look for your report.
Open the DMV Order Crash Reports Online portal and sign in with an NY.gov ID. You pay a search fee and a report fee listed on the page, then download the report as a PDF. The DMV gives you a short window to open reports you already bought.
If troopers wrote your report, the New York State Police send it to the DMV electronically and point you to the DMV for a copy. Their page says reports are generally available within about a month, though some take a few weeks longer.
If you cannot use the portal, mail DMV form MV-198C, Request for Copy of Crash Report, to the address printed on the form. The DMV also lists crashes it does not sell online, including crashes with no injury and small property damage, and e-bike and e-scooter crashes.
Agencies change their forms, portals and fees. Open the linked page before you pay for anything, and keep a copy of every request you send.
A driver reporting duty, not a claim window
What New York asks a driver to report
New York also asks the driver to file a report with the DMV, apart from any police report. DMV form MV-104 is required when a person is hurt or killed, or when damage to one person's property passes the amount printed on the form. The New York State Driver's Manual says, "You must file a report with DMV within 10 days of the event." That is a reporting duty owed to the DMV. It is not a window for making a claim, and it does not tell you anything about a claim.
These are crashes in which at least one person died within 30 days, as counted by the National Highway Traffic Safety Administration. They are not a count of all crashes, injuries, insurance claims or lawsuits, and most crashes are not in this file at all.
The counts are not adjusted for population, road miles or how much people drive, so they cannot say one place is more dangerous than another. A crash appearing here does not show who was at fault, whether anyone was insured or whether anyone has a claim.
New York City crashes go to the NYPD precinct first, then to the state DMV. Outside the city, county police, town police, village police, or state police may hold your report.
A crash on the New York State Thruway is not handled the same way. The Thruway Authority takes those requests on its own form, not through the DMV portal.
The DMV portal does not sell every report. Crashes with no injury and small property damage, and e-bike or e-scooter crashes, are handled another way.
Photos age fast. Street cameras, store video, and bus or truck video are often written over, so write down the exact corner and the time while you remember them.
Questions
Common questions after a crash in New York
How do I get a copy of my car accident report in New York?+
Police crash reports in New York go to the state DMV. You can search and buy a copy in the DMV online crash report portal using an NY.gov ID, or mail form MV-198C instead. Have the crash date, the county, and a plate or license number ready before you start.
Do I have to report a car accident to the New York DMV myself?+
New York asks drivers to file their own report with the DMV on form MV-104 when a person is hurt or killed, or when damage to one person's property passes the amount printed on the form. The police report is separate. The DMV page tells you where to mail the form.
What if the police never came to my crash in New York?+
There may be no police report at all. NYPD says collisions with only property damage do not have to be reported to police, and drivers just trade license, insurance and registration. In that case your own MV-104 to the DMV and your photos may be the only written record of the crash.
Can I do a free case check in New York in Spanish?+
Yes. You can start a free case check from anywhere in New York in English or Spanish, and you can call or text. Vetted Cases does not have an office in New York. Gregory S. Hach looks at what you send as the initial attorney reviewer.
Which state's rules apply if I live in New York but crashed somewhere else?+
Where the crash happened usually drives which state's rules apply and which agency holds the report, not where you live or where your car is registered. Say the exact road, city and state when you start a free case check so the right records office is the one you contact.
This page cannot decide fault, medical cause, insurance coverage, legal deadlines, case value or whether you have a claim. Those questions depend on the complete facts, records, state law and a licensed attorney's review.
Last updated
September 5, 2026
We opened every New York agency page linked here on this date and rewrote anything that had changed.
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